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Posted by: In: Automotive News 14 Dec 2012 0 comments

Lease? Or buy? It’s always a tough question for residents in the Batavia area. But here are a few ideas that’ll make the choice more clear.

Either option gives you a choice of how you might finance your car. If you buy, you’ll pay the full cost of the car, with maybe an initial down payment, then monthly payments on the balance that pays down the loan principal, and the finance charge.

If you lease, you’re financing the portion of the cost of the car that’s used up during the term of the lease. When the lease is up, you return the car to your local Batavia area dealership. You’ll pay some money upfront; fees, security deposit, first month’s payment and maybe a capital reduction. The month payments include a depreciation cost and a finance charge.

So how do you decide?

First, how big a down payment can you make? A lease would require a smaller down.

How much monthly payment can you afford? Again, lease payments will be much lower for any given down payment.

A lease needs you to have better credit, so that’s a factor.

How long will you keep the car? If you tend to keep your cars around for a while, buying is cheaper. But just two or three years? Then leasing is the way to go.

Rx Automotive
602 Sidwell Ct Unit I
Saint Charles, IL 60174
630-443-8500

If your car might suffer a ding or two, like, say a work truck would, then buying’s better. The leasing company will want their merchandise back at the lease end in tip top shape, and if repairs are needed, you’ll pay.

How many miles do you drive in and around the Batavia area? Important to consider because leases have a mileage limit, and if you go over, you pay a hefty charge per mile when the lease is up. So high mileage means a buy.

Will the car be used for business? Check with your accountant, but both financing options have different tax benefits, depending on your circumstances.

Over the short term, leasing is much cheaper. Medium term, leasing and buying costs are about the same. Over the long haul, leasing is always costs more.

Leases may sound a bit complicated, and the typical lease decision weighs more on the monthly payment, rather than price. So sometimes leasers may pay on a higher purchase price than a buyer would.

Here is a tip: If a salesman asks if you’ll be leasing or buying, say you’re not sure yet. Make your best deal, then look at financing options.

Here’s another: With a buy or a lease, if you total the car, you’ll owe the full amount of the loan, or the balance of the lease payments, and usually, it’s less than the car’s fair market value – and that’s all your insurance company will pay. But ask your agent about gap insurance, which pays the difference between fair market value and what you owe. Big consideration for a lease.

Remember, you have to return your leased vehicle in excellent condition, and may need to do all manufacturer’s recommended service and maintenance, or face penalties. So see your local Batavia service center on a regular basis, get the required work done and save the service records. It’s well worth it.

Posted by: In: Fuel System 04 Dec 2012 0 comments

One topic that hits the news in Saint Charles on a regular basis is the price of gas. The answer for some people in Saint Charles is to buy a more fuel efficient vehicle. For the rest of use, we need to improve our fuel economy anyway we can.

Following recommended service intervals by coming into Rx Automotive is one of the best ways to keep your car running efficiently. That means better fuel economy. When you give it some thought, it only makes sense. Dirty oil or transmission fluid can’t lubricate or clean. That means more drag which reduces fuel economy.

Keeping up with scheduled oil changes and transmission services will save gas.

Dirty engine air filters are another efficiency pirate. They rob your engine of enough air to effectively burn the fuel, so you need more gas to get the job done. Replacing a dirty air filter can pay for itself in fuel savings before the next oil change.

You can imagine what dirty fuel injectors can do to your sedan as you drive around Saint Charles. If your owner’s manual recommends a fuel system cleaning, come into Rx Automotive and ask us to get it done for you.

A simple, but very effective way to save gas is to keep your tires properly inflated. Low tires can cost you up to a mile per gallon. Check your tire pressure when you gas up – or at least once a month.

Rx Automotive
602 Sidwell Ct Unit I
Saint Charles, IL 60174
630-443-8500

Posted by: In: Parts 30 Nov 2012 0 comments

Don’t you hate it when you hear that squeal from under the hood when you’re driving aroun St Charles? It usually means there is a problem with the serpentine belt. The serpentine belt powers a lot of engine accessories. It runs the alternator-which charges the battery, the water pump-which cools the engine, the air conditioning and the power steering pump. All pretty important parts. It is called a serpentine belt because it snakes around a bunch of engine components.

Rx Automotive
602 Sidwell Ct Unit I
Saint Charles, IL 60174
630-443-8500

Serpentine belts are especially tough. They can last for years and go for tens of thousands of miles. But, with time they wear out. If your belt breaks while you are driving, everything will come to a halt within minutes. You have to stop the car or it will overheat, potentially causing major engine damage. And it probably won’t be at a convenient time or place. You might even need to get your car towed to a service center. That is why manufacturers recommend a belt replacement on schedule. You really should get it done on schedule because a belt failure will definitely take you off the road.

If you hear a squeal when accelerating or a slow, slapping sound at idle, you should have your serpentine belt looked at. Your St Charles area service technician at Rx Automotive will visually inspect your belt to see if it needs to be changed sooner than scheduled. If the belt has more than three or four cracks an inch, has deep cracks that penetrate half the depth of the belt, is frayed, is missing pieces or has a shiny glazed look, it needs to be replaced regardless of age or mileage.

Serpentine belt replacement is relatively inexpensive, especially compared with the cost and inconvenience of being stranded or getting a disabled vehicle back to Rx Automotive for repairs.

An ounce of prevention is worth a pound of cure.

Posted by: In: Steering 20 Nov 2012 0 comments

There was a man in St Charles who learned that most car accidents occur within a mile of home – so he moved. (Just Kidding!)

When we think of defensive driving, we often focus on our local IL highway situations. The fact of the matter is we need to be just as careful close to home in Saint Charles, because that’s where we do most of our driving. We can’t let our familiar surroundings keep us from driving defensively.

Defensive driving begins with the proper attitude. Have in mind that you won’t let anyone take your safety away from you. You’ll be aware of your surroundings, road conditions, other vehicles and hazards. And the first person to be concerned with is you: start with your own environment.

Don’t leave without securing all occupants including children and pets. Watch for loose items that can become projectiles during evasive maneuvers.

Driving too fast or too slow increases the chance of an accident.

Never drive impaired: Alcohol is a factor in half of all fatal crashes. Never drink and drive.

Other impairments include being sleepy, angry, daydreaming or talking. If you suddenly wonder how you got where you are – you’re not paying enough attention.

Keep your windows clean and uncluttered. No fuzzy dice and stickers.

Keep your car in good shape so that it handles properly: Maintain tires, lights, brakes, suspension, wheel alignment and steering.

Always use your turn signals while driving around Saint Charles IL. Avoid other vehicles’ blind spots.

Don’t drive faster than your headlights – if you can’t stop within the distance you can see, you’re going too fast.

Avoid driving over debris in the road. Even harmless looking items can cause damage or an accident.

Keep your wheels straight when waiting to turn at an Saint Charles IL intersection. That way if you’re hit from behind, your car won’t be pushed into on-coming traffic.

My daddy always said that when you drive, you’re actually driving five cars: yours, the one in front, the one behind and the ones on either side. You can’t trust that other drivers will do the right thing, so you’ve got to be aware of what they’re doing at all times.

If you see another car driving erratically, weaving, crossing lanes, etc., stay back. Take the next right turn if you’re downtown Saint Charles, or take the next exit on the IL highway. Notify the police if you see someone driving dangerously in our Saint Charles community.

Never follow too close. The minimum distance is the two second rule. Pick a landmark ahead, like a tree or road marker. When the car in front of you passes it, start counting: ‘one-one-thousand, two-one-thousand’. If you pass the landmark before reaching two-one-thousand, you’re following too close.

Remember that the two second rule is the minimum – it assumes you’re alert and aware. Three seconds is safer. Move out to five seconds or more if it’s foggy or rainy.

Someone will inevitably move into your forward safety zone – just drop back and keep a safe distance.

If someone follows you too closely, just move over.

Don’t play chicken by contesting your right of way or race to beat someone to a merge. Whoever loses that contest has the potential to lose big and you don’t want any part of that. So stay alert, constantly scan around your car and arrive safely.

Rx Automotive
602 Sidwell Ct Unit I
Saint Charles, IL 60174
630-443-8500

Posted by: In: Tires and Wheels 15 Nov 2012 0 comments

When winter approaches in Saint Charles IL, we break out the sweaters, coats, boots and mittens. We want to be ready for winter conditions. Your vehicle needs to be ready for winter as well. The last thing you want is to get stranded out in the cold. You need your vehicle to be safe and reliable. It’s a good idea to get caught up on any neglected maintenance items anytime – but the stakes are higher in the winter.

There are some specific things that we need to do in Saint Charles IL to have our vehicle ready for winter. The most obvious is having the antifreeze checked. If the antifreeze level is too low, it can’t properly protect your engine, radiator and hoses from freezing. If your car does not seem to be making enough heat to keep you warm, your antifreeze level may be low or you could have a thermostat problem. Get it checked out. If you are due for a cooling system service, now is a perfect time to have it done.

In the cold months around Saint Charles we always worry about being able to stop in time when it’s slick out. The first thing to remember is to slow down and allow yourself plenty of room to stop. Of course, you want your brakes to be working properly. A thorough brake inspection will reveal if the pads or any other parts need replacing. Check with your service consultant to see if it is time to replace your brake fluid. It accumulates water over time which really messes with your stopping power.

It is a really good idea to have your battery tested. A battery’s cranking power really drops with the temperature. If your battery is weak in the fall, it may not be up to winter. There is nothing like a dead battery in a snow storm.

Which leads us to an emergency kit. You should always have a blanket or something to keep you and your passengers warm if you get stranded. If you will be venturing away from civilization, pack more items such as food and water to help you survive. Keeping at least half a tank of gas is a good precaution if you get stuck and need to run the car to keep warm and it will help keep your gas lines from freezing up.

Rx Automotive
602 Sidwell Ct Unit I
Saint Charles, IL 60174
630-443-8500

Winter in Saint Charles IL always makes us think of our windshield wiper blades – usually during that first storm when they aren’t working right. That’s why it’s a really good idea to replace your blades in the fall before the winter storms. If you live where there’s a lot of snow and ice, you might want a special winter blade that resists freezing up. And be sure to have enough windshield washer fluid.

The final thing to consider is your tires. Any tire can lose pressure over time – up to one pound every six or eight weeks. For every 10 degrees the temperature drops you lose another pound of pressure. So if it was 80 degrees outside when you checked your tire pressure two months ago and now it’s 40 degrees out, you could be down 5 pounds of pressure. That’s enough to be a real safety issue and it wastes gas too. You may need special winter tires as well. Your tire professional can help you find the right tire design for your expected road conditions.

If you’re getting winter tires, it is always best to put them on all four wheels. If you are only getting two, have them put on the rear – even if you have a front-wheel drive or four-wheel drive vehicle.

This is a very important safety measure recommended by tire manufacturers. Sliding or fish-tailing on ice and snow is a matter of not having enough traction at the rear end. That is why your newest tires should always be on the rear.